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Quick Facts...
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Rising Medical Costs Can Hurt Many Americans
Employees paying more of their medical bills:
with insurance are vulnerable, too. Supplemental Health Insurance can help.
According to the latest available data, America spent $6,700 per person on health care in 2005 (National Health Spending in 2005, Health Affairs, 2006). – That’s 4.3 times more than we spent on national defense. (Source: Health Care Cost 101 – 2005, California Health Care Foundation, March 2, 2005).
But that does not buy peace of mind for many. In a recent survey, 8 out of 10 Americans say they are unhappy with the high cost of national health care. (Health Care in America 2006 Survey, ABC News/Kaiser Family Foundation/USA Today, October 17, 2006)
And almost half are worried about paying more for their health care or health insurance in the months ahead. (Kaiser Health Security Watch, The Henry J. Kaiser Family Foundation, June 2007)
According to the latest available data, America spent $6,700 per person on health care in 2005 (National Health Spending in 2005, Health Affairs, 2006). – That’s 4.3 times more than we spent on national defense. (Source: Health Care Cost 101 – 2005, California Health Care Foundation, March 2, 2005).
But that does not buy peace of mind for many. In a recent survey, 8 out of 10 Americans say they are unhappy with the high cost of national health care. (Health Care in America 2006 Survey, ABC News/Kaiser Family Foundation/USA Today, October 17, 2006)
And almost half are worried about paying more for their health care or health insurance in the months ahead. (Kaiser Health Security Watch, The Henry J. Kaiser Family Foundation, June 2007)
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High medical bills and resulting medical debt are widespread in the U.S. Although the uninsured can be most at risk, people
And their worry is real. With health care costs rising sharply, employers are passing more of their costs on to their staff. Employees are left with higher premiums, bigger deductibles and larger co-payments. (Borrowing to Stay Healthy, How Credit Card debt is related to Medical Expenses’ Demos, 2007.
For example, since 2000, employment based health insurance premiums have increased 87%, nearly 5 times more than inflation, and over 4 times more that wage growth. (Employee Health Benefits: 2006 Annual Survey’, The Henry J. Kaiser Family Foundation, September 26, 2006) During the same time, national average out – of – pocket payments for medical bill rose 115 %( Health Care Expectations: Future Strategy and Direction 2005, Hewitt Associates LLC, November 17, 2004).
For example, since 2000, employment based health insurance premiums have increased 87%, nearly 5 times more than inflation, and over 4 times more that wage growth. (Employee Health Benefits: 2006 Annual Survey’, The Henry J. Kaiser Family Foundation, September 26, 2006) During the same time, national average out – of – pocket payments for medical bill rose 115 %( Health Care Expectations: Future Strategy and Direction 2005, Hewitt Associates LLC, November 17, 2004).
Hospital costs continue to rise:
The costs of hospital care are projected to rise year after year – one trip to the hospital can now result in national average bills in the tens of thousands of dollars. (Out-of-pocket